Products
Life Insurance:
Life insurance is an effective way to help protect your family’s lifestyle and future. Whether Term Insurance or Whole Life Insurance it plays an important part in your family’s financial future.
Plus, the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease. This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*
Long-Term Care:
Going through life may require a little help along the way. So, if you're planning, long-term care insurance may help protect you or a family member's plans and help preserve the assets you've worked so hard to build.
Disability Income Solutions:
It’s easy to think that nothing bad will ever happen to us. But while back pain, injuries, and arthritis are significant causes of disabilities, illnesses like cancer, heart attack or diabetes cause the majority of long-term disabilities. According to Social Security, more than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age. This includes an injury or a sickness, which can happen at any age
Wealth Accumulation:
We offer a wide variety of accumulation options from very conservative to more high-risk products. Every client is at a different phase of life with differing goals and dreams. To learn more about your options and individual products, schedule your complimentary consultation today.
Retirement Income:
Preparing for retirement is complicated. Deciding how much income you will need, whether Social Security or perhaps a pension will be a part of that, or perhaps you will be relying on your saving and investments. We can help you, often a combination of sources with the help of a guaranteed^ lifetime income annuity product is the answer. You can select an immediate annuity that pays income right away or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.
Other Products:
We have established relationships with several carriers and can supply you with information on individual and group health insurance products, and small business group benefits.
To learn more about the products and services we offer, please feel free to give us a call or complimentary consultation. We'll be happy to answer all your questions.